and Canadian accounts instantly – for free 8. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). RBC ION Visa: 6,000 bonus points Best student credit card for AIR MILES collectors. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on gas, EV charging, daily transit and rideshare. The big thing is there is no annual fee. 00 (10% Cash Back Credit) in Net Purchases (including pre-authorized bill payments) charged on your RBC Cash Back Mastercard account within the first 3 months of. You don’t want to spend a lot on annual fees – The monthly fee of $4 is reasonable for the earning rate and benefits you get. FREE. 20,000 Points if you open a new RBC Visa Infinite Avion card, 20,000 Points if you open a new RBC Royal Bank Visa Platinum Avion card, 5,000 Points if you open a new RBC ION+ Visa, and; 500 Points if you open a new RBC ION Visa card. Avion Elite points have a value of 1. $39. 99% Cash Advance Rate 22. Get a Quote. RBC Avion Rewards points can. You will earn 3 Avion points for every $1. Call Collect: 1-506-864-2275. If Your Credit Card ExpiresGet 12,000 Avion points * when you’re approved for the RBC ION+ Visa credit card or 6,000 Avion points * when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. S. If you're a newcomer, it can feel overwhelming to start investing in Canada. Minimum balance is a form of fee. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and 4. *To be eligible for this offer your application for the RBC ION+ Visa credit card must be approved by us. Apply Now. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Your guide to the interest rate, fees and features to expect with an AimFinance personal loan. Free account transfers 24/7 with no delay. Assuming there is no restrictions on transferring points to airlines, the earn rates would make it my default non-Amex card. This works out to 0. RBC Ion+ doesn't have as many perks, but $1 spent = 3 Avion points for purchases of gas, groceries and so on. Earn 1. TD and BMO both waive account fees if you maintain a minimum balance. You can also apply for one of two new RBC credit cards, the RBC ION Visa or the RBC ION+ Visa. RBC Business Owners will only be able to link up to two (2)Call to book an appointment to open a bank account over the phone or by video conference. View Legal Disclaimers. Call Toll-Free: 1-866-756-1107. , RBC Direct Investing Inc. 20. The free app, Drop, which has already been downloaded by 3 million people, syncs to your bank card so you can earn rewards for shopping at your favourite brands Sephora, Lululemon and Amazon. RBC ION+ & RBC Avion order to get them. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. In the meantime you can check them. Monthly Paper Statements. 15 WestJet Dollars. This rare coverage protects your mobile device if your phone is lost, stolen. RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards, Cashback. Commencer » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . ^. 714cpp (this is the regular price). 99% Our verdict Earn rewards for digital gaming, streaming, subscriptions, and everyday purchases. $175 annual fee. RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards, Cashback. 25 Avion Elite points for every $1 spent on the card, on up to $75,000 per year (then 1X). 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Does anyone have either of the two. com/ioncardsDas Signature RBC Rewards Visa ist eine der Einsteiger-Kreditkarten von RBC und eine kostengünstige Kreditkartenoption für Studenten. , RBC Global Asset Management Inc. NO MONTHLY FEE 28. there's the RBC ION+ Visa. 5X Avion points for every $1 spent 1 on:. I believe rate for gift cards are generally 14000 pts for $100 (0. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. Call 1-800-565-3129. RBC Credit Cards. ** As of September 2023 the RBC Cathay Pacific Visa Platinum product is no longer offered. so if you want to share your RBC ION+ Visa with a spouse or child, go ahead and add them. 2. RBC ION+ Visa Card. It pays up to 2% cash back on groceries (maximum $6,000 spend) and 0. Safe online shopping with Virtual Visa Debit 74. RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards, Cashback. You will earn 3 Avion points for every $1. Be prepared to pay 20. Earn 60,000 sign up bonus Avios (earn 15,000 Avios upon approval, earn 35,000 bonus Avios after spending $6,000 in the first 3 months, earn 10,000 bonus Avios (within 12-15 weeks after the first year anniversary) (apply before July 12,. Exclusive Offer of 100 Avion points for every $1,000 in funded mortgage. Signature RBC Rewards Visa vs. Your credit score appears, along with various tools, calculators and. redeem travel with RBC Travel (in-house travel agency) at 0. Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . 50 in credit for the same number of points. 99% $48 Min. 1. Safe Deposit Box legal bug 16. Speaker Details:. This all-encompassing review examines key elements of the RBC ION Visa Card, such as its pros and cons, application requirements, interest rate, and credit limit, as well as how it compares to the RBC Avion Visa Card. RBC ION Visa Für das RBC ION+-Visum wird eine Jahresgebühr von 48 US-Dollar erhoben, während für das RBC ION-Visum keine Jahresgebühr erhoben wird. Reviews. 5* 0. RBC ION+ Visa. Throughout this page, we will use the term “RBC Rewards” to refer to both tiers of points to be consistent. Início » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . Below you will find the Certificate of Insurance and Quebec Documents (Product Summary) for embedded insurance products offered by RBC Insurance Company of Canada through Royal Bank of Canada. , RBC Direct Investing Inc. Unfortunately, there is no way to waive the fee completely. They will enjoy access to best-in-class cash back savings and offers from more than 1,900 retail partners as well as discover more ways to earn, redeem and pay with Avion points – all within one. Your reviews Finder makes money from featured partners, but editorial opinions are our own. With the transfer bonus, you’ll get an effective ratio of 100:1. You can. Preview. Get 12,000 Avion points * when you’re approved for the RBC ION+ Visa credit card or 6,000 Avion points * when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. RBC offers a multi-line rebate, BMO also had this offer as a promo. A Co-Applicant cannot be added to a moi RBC Visa credit card account; How to Add a Co-Applicant. I Want This Deal Leave a review. RBC Cash Back Mastercard, RBC ION+ Visa und RBC. National Bank. Dollar Visa Gold, RBC. Unlimited electronic debits and credit transactions 59. The RBC ION Visa caters to credit card users that enjoy spending time online or using ride share and food delivery apps regularly. RBC Cash Back Preferred World Elite Mastercard; The yearly fee is $99. 99% interest on purchases and 22. recommended credit score: 660. Formule en format PDF: $0:ION gives 1. Learn more at rbc. No annual fee. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing. You may obtain access to the information we hold about you at any time and review its content and accuracy, and have it amended as appropriate; however, access mayRBC ION+ Visa Card. Royal Bank of Canada VISA® Credit cards for november 2023. I wonder if this is accurate and how this is calculated (I swear I had seen a calculation that mentioned the opposite – a higher return for the Rewards+ card). Depending on the destination, 15,000 to 100,000 Avion points are required per ticket. Haninthere. 99% $48 Go to site More Info. , RBC Global Asset Management Inc. For complete and current information on any advertiser product, please visit. 00 102, no minimum balance required. You still need to convert Canadian dollars. ago. They will enjoy access to best-in-class cash back savings and. Now you can use your Avion points to purchase energy-efficient products, lessen landfill waste and donate to a climate-focused charity. Feb 29, 2008. keep this card in the top 10% of all rewards cards in Canada” Click here to read the entire review — The new RBC ION Visa and RBC ION+ Visa Cards have been added to several of Rewards Canada’s credit card pages. TD® Aeroplan® Visa Infinite* Card. MBNA Rewards World Elite Mastercard. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. Allow up to four weeks for RBC Avion points to be transferred to other airline program accounts. Not sure if ION will need more points for gift cards. ca, the RBC Cash Back Mastercard gives an annual return of 1. Legal Disclaimer 1; Get up to 7,000 Avion points with the RBC ION+ Visa Card Legal Disclaimer 2 - that's up to a $50 value in gift cards! No annual fee with an RBC Advantage Banking for students. RBC Advantage Banking for students 4. Additionally, the card offers two years of mobile device insurance for up to $1,000. S. Request a one-time verification code, sent via text to your mobile number. Visa Cash Back Card. The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. Pay U. 3. For a $4 monthly fee, you'll earn more rewards on the bonus categories. 58% on all other purchases. with objective ratings, rankings and reviews. 5,000 points. Choose any airline, any flight, any time. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard‡ card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Visa Infinite‡ Avion®, RBC Visa Platinum Avion, RBC Rewards Visa Preferred, RBC U. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. open an eligible student bank account, and we'll give another $100 to a charity of your choice. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. The standard interest rates are rather disappointing. Intro offer details: Earn up to $1,400 in value†, including up to 50,000 Aeroplan points†, no Annual Fee for the first year† and additional travel. Annual Fee Rebate. Agreed that minimum balance would be much better in a savings account. Dollar Visa Gold, RBC. 7,000 points. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. Earn 50,000 bonus points + an annual free night. , Royal Trust Company or The. 75% on all the stated categories* and 0. RBC ION+ Visa. 58cpp when redeemed against travel. The RBC ION Visa comes with only Extended Warranty and Purchase Protection, which is pretty much bare bones as far as credit card insurance goes. RBC Rewards+ Visa; This card has no annual fee. 714 = 1. 8 cents per point. recommended credit score: 660. Our partners are not responsible for the contents of this site including any editorials or reviews. 99% on cash advances. 7,000 Avion 20. Receive a welcome bonus of 6,000 Avion Points and benefit from many perks. The points earned on the card can be redeemed at checkout anytime with your Moi card at nearly 900 Metro, Super C, Brunet and Première Moisson stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick. , Royal Trust Company or The. Visa Cash Back Card. including any editorials or reviews that may appear on this site. , RBC Direct Investing Inc. Apply by October 31 2023 ^ Monthly fee $4 ($48 annually) Additional Cards: $0. Neo. 99% *. of this year. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. 99% $48 Min. Purchase Rate: 20. I currently have the RBC ION + that I got in Jan. GC: $75. $39. 3 Membership Rewards points. Both cards can still redeem for merchandise, gift cards etc. Unless you are paid in US dollars, you’ll still have to convert. Get 12,000 Avion points on approval with the RBC ION+ Visa. 81% for the RBC Rewards+ Visa. 99%. 07%. Up to 10 outgoing Interac e-Transfer 60 transactions. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. WestJet RBC ® MasterCard ‡. Th low fee RBC ION+ Visa lets you earn 3X rewards for everyday purchases and streaming subscriptions, groceries and transportation. RBC’s new ION and. The current welcome bonuses on the RBC ® Avion Visa. 5 Avion points per dollar for :. Scotiabank Scene+ Visa Card Review The Scotiabank Scene+ Visa Card is a great entry-level card perfect for students and new immigrants looking to build their credit history. Opens in a new window. 5* 0. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. Get 3,500 points. 1. , RBC Direct Investing Inc. Cards that stand out for earning rewards at electric charging stations are: Earning per dollar. Download the RBC Mobile app and sign in using your Client Card number and password. The RBC ION and ION+ Visa credit cards are powered by Avion Rewards and cardholders will become members at the Avion Premium level. The RBC Ion+ Visa has a new monthly fee of $4, and the signup bonus is 12,000 Avion points upon approval if you apply prior to November 30, 2022. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The most expensive on our list is the RBC British Airways Visa Infinite Card at $165 — pretty normal for a premium card with travel rewards that typically have annual fees from $119 or higher. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). Unlike most alternatives, this choice has a low annual fee and no income requirements. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Read more… Float card review. For more details, please refer to your RBC Royal Bank Credit Card Agreement. Transfer money between your RBC U. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. In an expensive city like Toronto, getting rewarded for your everyday spending makes a lot of sense. By Barry Choi | November 11, 2023 | 0 . Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. Read our full review of these 2 BMO student credit cards here. 21% compared to just 0. por Arya Arruda; 21/09/2023RBC ION+ Visa. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. Either switch or be stuck with poor products. 1 How to qualify for the Credit Card Base OfferOn the other hand, there are RBC credit cards that earn Avion Premium points such as the RBC ION+ Visa credit card. Review the CreditView Dashboard agreement and select I Accept & Continue. legal bug. You will earn 3 Avion points for every $1. Earn up to 55,000 bonus Avion Rewards points . Receive a Companion Award eVoucher 3. com/ioncardsI recently received an offer to upgrade from Signature RBC rewards visa to RBC ION+, I am a student and am wondering if anyone made this switch and how they found their change, are their any hidden fees, is it worthwhile to do it? ION+ monthly fees are rebated with Advantage Banking for Students. Earn 12,000 sign up bonus Avion points upon approval (apply before November 30, 2022) Earn 3 Avion points for every $1 spent on daily public transit, digital gaming, dining, electrical vehicle charging, food delivery, gas, groceries, rides, streaming, subscriptions. Which Gas Station is Best to Fill Up At? There are three chains in Canada with a nationwide presence, Petro Canada, Esso, and Shell, each with its own rewards programs. Neo. American Express. Key Savings Account Features. Service and support: 24/7 from dedicated RBC business advisors. RBC ION+ Visa. Apply by December 6, 2023. 18 upvotes. 10% intro offer (Ends October 31, 2023), Earn 4% for. RBC ION+™ Visa ‡. $39. RBC ION Visa and RBC ION+ Visa credit card holders can also redeem for all type of travel, using this simple conversion: Redeem points using your conversion rate for flights, hotel stays, car rental, cruises, and more. Enter the verification code and add your card to Apple Pay. , RBC Global Asset Management Inc. As far as I can tell, the Cash Back. Earn up to 1. pnettesh009. Dollar Visa Gold, RBC. 1. The RBC ION Visa isn't going to be kind to you if you tend to carry a balance on your credit card. $75 fee for supplemental cardholders. 20. , RBC Direct Investing Inc. 4% cash back. 99% 22. Unlimited RBC Mobile Cheque Deposits 103. Select your new credit card from the list of accounts and choose “Set Up Now". 3,500 Avion 20. Annual Fee: $48. 20. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. RBC ION+ Visa. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. BMO, for example, offers 2 instant approval student credit cards, the BMO CashBack Mastercard for Students, and the BMO AIR MILES Mastercard for Students. If you choose not to pay off your balance in full, try to pay more than the minimum balance due. Earn up to 50,000 points and pay no annual fee in the first year (Apply by Jan 3, 24) RBC Avion Visa Infinite Card. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. 7,000 points. RBC ION Visa; RBC ION+ Visa; You'll be able to get a few extra rewards with these cards when juicing up your car. Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! †. Download Application Form. One way to use your Avion points for travel is with the purchase of an airline ticket. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite. Card holders can also benefit from current digital subscriptions, where they can earn additional points for streaming services like. 33 cents each towards travel while Avion Premium points are worth up to 1 cent each. Call Toll-Free: 1-866-756-1107. PBA 1 Review ( Chapter 1-6) 14 terms. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. bank account and credit card balances. Unlimited Moneris deposits. Here's The Point Calculator's valuations for RBC Avion points:RBC has the second worst credit card line up and arguably the worst for everyday spending. Earn 1. as Visa ‡ Secure or Mastercard SecureCode) in order to purchase goods and services on the Internet from certain merchants. 95 or $5 by using the Value Program . If you have this account, you'll get up to a $48 annual rebate for a selection of RBC credit cards, including the RBC ION+ Visa, Signature RBC Rewards. Check out our RBC Avion Visa Infinite card review for more details. It comes with practical benefits such as a 3-month complimentary DashPass subscription, gas savings at Petro-Canada. Hometrust. Airport lounge access. However, redeeming for gift cards is 1400 points for $10 - equivalent to 0. If you carry a balance from month to month, consider a RBC Royal Bank credit card with a lower interest rate. 20. The 3,500 welcome Avion points (“Welcome Points”) will appear within your first two monthly statements. 3. Get $100 when you. They will enjoy access to best-in-class cash back savings and offers from more than 1,900 retail partners as well as discover more ways to earn, redeem and pay with Avion points – all within one. 58cpp. The RBC IONᵀᴹ Visa is a for any REGULAR user. 25x Avion Elite points on all travel purchases. Annual Fee Rebate. The RBC ION+ Visa Card is a highly underrated credit card that doesn’t get nearly as much attention as it should. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. To obtain up-to-date. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard‡ card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Visa Infinite‡ Avion®, RBC Visa Platinum Avion, RBC Rewards Visa Preferred, RBC U. National Bank. Best Credit Cards for 2023 . 4. However, redeeming for gift cards is 1400 points for $10 - equivalent to 0. Additional cardholder(s), as well as existing cardholders of any RBC. Free access to RBC Online, Mobile, and Telephone Banking. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. You will earn an additional $10. RBC Signature No Limit Banking Review. 3 points per $1 spent . RBC ION Visa Card. 19. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Earn Avion Points on Everyday Purchases. The RBC ION Visa is a decent no fee credit card that has a respectable earning. cheezemeister_x • Ontario • 5 yr. Review Methodology Employment Managing Money. RBC ION+ Visa. 25 without cheque image, $2. $2. Throughout this page, we will use the term “RBC Rewards” to refer to both tiers of points to be consistent. It is your responsibility to participate in programs established and supported by Visa, Mastercard or us as required if you want to take advantage of these Internet purchase opportunities. , Royal Trust Company or The. Compare Credit Cards. 8M people. RBC ION Visa Review. For example, if you have the RBC ION Visa or RBC ION+ Visa card you are an Avion Premium member which makes your travel redemption rate is 172 points to $1. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard‡ card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Visa Infinite‡ Avion®, RBC Visa Platinum Avion, RBC Rewards Visa Preferred, RBC U. FREE. Click on Transfert Now. With this RBC credit card, you can earn 3 Avion points per dollar for : Grocery, Dining & Food Delivery; Rides, Gas & EV Charging; Streaming, Digital Gaming & Subscriptions; And 1 Avion point per dollar for all. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. 5x for streaming and ION+ gives 3x (at a $4/month fee). $39. 3. Mississauga. , RBC Direct Investing Inc. The date your RBC ION+ Visa account is sixty (60) days past due. $48 annual fee. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. legal bug. An "Eligible RBC Credit Card" is any RBC personal credit card, excluding RBC Avion Visa Infinite Business ‡, RBC Visa CreditLine for Small Business™, RBC Visa Business , RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. BMO. BONUS 55,000 Avion. That means with the iON+ you’re getting 1. ago. Get up to 7,000 welcome points. 714 = 1. While the RBC ION+ Visa does come with a $48 annual fee, it gives you three times the points for every dollar spent. 7,000 points. The card offers a rewarding points system. These are the main differences for redeeming. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. With the NEW ION family of cards, you can start earning faster on the purchases you make most. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Visa Cash Back Card. 99%. $39. Choose from no fee options to premium cards that earn points faster. No annual fee; Earn 1. 14%. RBC also offers a pair of student credit cards with the RBC ION Visa and RBC ION+ Visa. , Royal Trust Company or The. The simplest way to book an appointment with us is through RBC Online Banking 1 or the RBC Mobile 1 app. 5 Avion Premium points per dollar spent † on qualifying grocery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions†; 1 Avion Premium point per dollar spent † on all other qualifying purchases†; The first thing you’ll. S. RBC. That’s up to 12% cash back on grocery store purchases for the first three months and up to 11% on all other purchases for the first three months †. Low monthly fee: $6. RBC will not stop sending me these offers for their ION card which sounds pretty good to me: 3 cents off gas at petro Canada, 1:1 Avion points, or 1:1. 99% $48 Min. 5x for streaming and ION+ gives 3x (at a $4/month fee).